25 Best Apps to Make Money Online in Nigeria-Top Picks for 2024

25 best apps to make money online in Nigeria

Are you wondering what apps are the best apps to make money online in Nigeria?

Don’t worry I got you covered.

Making money online is increasingly popular, especially in Nigeria, one of Africa’s largest economies. 

Various apps now allow people to earn income from home. To help Nigerians, a list of the 25 best money-making apps has been compiled. 

These apps offer legitimate earning ways.

Whether you are a student seeking a side hustle or a stay-at-home parent wanting extra cash, these apps are for you.

Here are the top 25 apps to make money online in Nigeria.

Overview of Online Money-Making in Nigeria

Mark Zuckerberg


When I was getting started, I had this philosophy that everything I did outside of coding had to be something that had a really big impact. 

And that made sense when I was writing the first version of Facebook, because it was just me, and I had no resources. 

But as we grew, it became clear that to continue being effective, I needed to build a team, and that I needed to focus on not just the code but also on how we could scale the company. 

It’s important to build a team of people who believe in the same things that you do and to focus on what they need to be successful. 

For me, that meant becoming a better communicator and learning how to manage and inspire others. 

As Facebook grew, I learned that the greatest successes come from having the freedom to fail, to learn, and to iterate. 

But, most importantly, they come from working with people who share your vision and are passionate about what you’re trying to achieve together.”

Evaluating Legitimate Apps vs. Scams

When making money online through apps, be cautious of scams. 

Many apps promise easy money but are fraudulent. To evaluate an app’s legitimacy, research its background and reputation.

Look for user reviews and feedback. 

High ratings and positive reviews suggest legitimacy, while numerous complaints are red flags. 

Check the payment methods; legitimate apps use secure options like PayPal or direct bank transfer. 

Avoid apps requiring payment through gift cards or wire transfers. 

Be wary of apps asking for sensitive personal information, such as social security numbers or credit card details. 

Legitimate apps usually only need basic information for registration and payment. Always research and evaluate an app’s legitimacy before investing your time and effort.

Freelancing Platforms

1. Upwork

Upwork is a popular freelancing platform that connects freelancers with clients from all over the world.

It offers a wide range of job categories, including web development, writing, design, and marketing. 

Upwork has a user-friendly interface that allows freelancers to create a profile, showcase their skills, and bid on jobs. 

Clients can also post jobs and invite freelancers to apply.

One of the advantages of Upwork is its payment protection system, which ensures that freelancers get paid for their work. 

Upwork charges a fee for its services, which is based on the freelancer’s earnings. The fee ranges from 5% to 20%, depending on the total amount earned.

Best Apps to Make Money Online in Nigeria:

2. Fiverr

Fiverr is another popular freelancing platform that focuses on small jobs or “gigs.” 

Freelancers can offer their services in a variety of categories, such as graphic design, writing, video editing, and programming. 

Fiverr allows freelancers to set their prices and offers a rating system that helps clients choose the best freelancer for their projects.

Fiverr charges a fee for its services, which is based on the freelancer’s earnings. 

The fee ranges from 5% to 20%, depending on the total amount earned. 

Fiverr also offers a payment protection system that ensures that freelancers get paid for their work.

3. Freelancer

Freelancer is a global platform connecting freelancers with clients worldwide. 

It offers various job categories like web development, writing, design, and marketing. 

Freelancers can create profiles, showcase skills, and bid on jobs, while clients can post jobs and invite freelancers to apply. 

Freelancer charges a service fee of 5% to 10% based on earnings and offers a payment protection system. 

Along with Upwork and Fiverr, Freelancer is among the most popular freelancing platforms in Nigeria, offering diverse job categories, payment protection, and user-friendly interfaces. 

Freelancers can choose the platform that best fits their skills and preferences.

Survey and Task Completion Apps

4. Swagbucks

Swagbucks is a popular survey and task-completion app that allows users to earn money by completing 

  • Surveys
  • Watching videos
  • Shopping online. 

The app is available for both Android and iOS devices and has a user-friendly interface.

Users can earn points, also known as Swagbucks, for completing tasks and surveys, which can then be redeemed for gift cards or cash via PayPal. 

The app also offers daily bonuses and referral bonuses, making it easy for users to earn even more money.

Best Apps to Make Money Online in Nigeria:

5. Toluna

Toluna is another popular survey app that allows users to earn money by completing surveys and participating in online communities. 

The app is available for both Android and iOS devices and has a user-friendly interface.

Users can earn points for completing surveys and participating in online communities, which can then be redeemed for gift cards or cash via PayPal. 

The app also offers daily polls and sweepstakes, making it easy for users to earn even more money.

6. InboxDollars

InboxDollars is a popular app that lets users earn money by completing surveys, watching videos, playing games, and more. 

Available on Android and iOS, it has a user-friendly interface. Users can redeem earnings for gift cards or cash via PayPal. 

The app also offers daily and referral bonuses. 

Overall, survey and task completion apps like InboxDollars provide an easy way for Nigerians to earn money online in their spare time.

E-commerce and Sales

7. Jumia

Jumia is one of the largest e-commerce platforms in Nigeria, providing a wide range of products and services to customers. 

It offers an affiliate program that allows users to earn money by promoting Jumia products on their website or social media platforms. 

The program pays a commission on every sale made through the user’s unique referral link.

To get started, users must sign up for the program and receive their unique referral link. 

They can then promote Jumia products by sharing the link on their website, social media platforms, or email newsletters. 

Jumia provides a range of banners and promotional materials to help users promote their products effectively.

8. Konga

Konga is another popular e-commerce platform in Nigeria that offers an affiliate program for users to earn money. 

The program pays a commission on every sale made through the user’s unique referral link. 

Konga offers a wide range of products, including electronics, fashion, and home appliances.

To join the affiliate program, users must sign up and receive their unique referral link. 

They can then promote Konga products by sharing the link on their website, social media platforms, or email newsletters. 

Konga provides a range of promotional materials to help users promote their products effectively.

Best Apps to Make Money Online in Nigeria:

9. OLX

OLX is a popular online marketplace for buying and selling products. 

It offers an affiliate program where users earn money by promoting OLX products on their websites or social media. 

Users receive a unique referral link and earn commissions on sales made through it. To participate, users sign up for the program and receive promotional materials from OLX to help them. 

E-commerce platforms like OLX provide excellent opportunities to earn money online through affiliate programs. 

Users can promote products and earn commissions on sales made through their referral links.

Online Tutoring and Education Platforms

10. Tuteria

Tuteria is an online tutoring platform that connects students with qualified tutors. 

It offers a wide range of subjects, including Mathematics, English, Science, and more. 

Tuteria provides a flexible learning experience, allowing students to choose their preferred time and location for lessons.

One of the unique features of Tuteria is its money-back guarantee, which assures students of quality service. 

Tuteria also provides a secure payment system, making it easy for students to pay for lessons.

11. Prep Class

Prep class is an online learning platform that provides academic support to students. It offers a range of services, including one-on-one tutoring, group classes, and test preparation. 

Prep class provides a personalized learning experience, tailoring lessons to the individual needs of each student.

Prep class tutors are highly qualified and experienced, ensuring that students receive a quality education. 

The platform also provides progress reports, allowing students to track their performance.

Read also: 27 online business that pays daily

12. Udemy

Udemy is an online learning platform that offers a wide range of courses, including business, technology, and creative skills. Udemy provides a flexible learning experience, allowing students to learn at their own pace.

One of the unique features of Udemy is its affordability, with most courses priced under $20. Udemy also provides lifetime access to course materials, allowing students to revisit the content at any time.

Overall, these online tutoring and education platforms offer a convenient and effective way for students to learn and improve their skills. With a range of services and qualified tutors, students can choose the 

Best Apps to Make Money Online in Nigeria

Graphic Design and Creative Services

13. Canva

Canva is a popular graphic design tool that offers a wide range of templates, images, and graphics for creating visually appealing designs. 

With Canva, users can create designs for social media, websites, presentations, and other marketing materials. 

It also offers a drag-and-drop interface that makes it easy to use for beginners. 

Canva is free to use, but users can upgrade to a premium version for additional features.

14. Designs

Design is a platform that connects businesses with freelance graphic designers. 

It offers a range of design services, including logo design, website design, and packaging design. 

Users can launch design contests on the platform, and designers can submit their designs for consideration. 

The platform also offers a money-back guarantee, ensuring that users get the design they want.

15. Behance

Behance is a social media platform for creatives that allows them to showcase their work and connect with other professionals. 

It offers a range of tools for creating and sharing designs, including a portfolio builder and a project management tool. 

Behance is free to use and offers a range of design inspiration and resources for users.

These graphic design and creative services offer a range of tools and resources for creating visually appealing designs. 

Whether you’re a beginner or an experienced designer, these platforms can help you create professional-looking designs for your business or personal projects.

Best Apps to Make Money Online in Nigeria:

Stock Photography and Videography

16. Shutterstock

Shutterstock is a popular stock photography and videography platform that allows users to buy and sell high-quality images and footage. 

With over 350 million images and videos available, Shutterstock offers a vast selection of content for users to choose from.

Users can sign up for a free account and start uploading their content to sell on the platform. 

Shutterstock pays contributors based on the number of downloads their content receives, with rates ranging from 15% to 40% of the sale price.

Read also: How to make money as a student in Nigereia

17. Getty Images

Getty Images is a well-known stock photography and videography platform that offers a wide range of high-quality content. 

With over 200 million assets available, Getty Images is one of the largest stock media libraries in the world.

Contributors can apply to become a Getty Images contributor and start uploading their content to sell on the platform. 

Getty Images pays contributors based on a percentage of the sale price, with rates ranging from 20% to 45%.

18. iStock

iStock is a stock photography and videography platform that offers a vast selection of high-quality content. 

With over 125 million assets available, iStock is a popular choice for users looking for affordable stock media.

Contributors can sign up for a free account and start uploading their content to sell on the platform.

 iStock pays contributors based on a percentage of the sale price, with rates ranging from 15% to 45%.

Stock photography and videography platforms provide a lucrative opportunity for users to earn money online by selling their high-quality content. 

These platforms offer competitive rates and a wide range of content options, making them ideal for newcomers to the stock media industry.

Best Apps to Make Money Online in Nigeria

Affiliate Marketing Platforms

19. Konga Affiliate Program

Konga is another popular e-commerce platform in Nigeria, and it also offers an affiliate program. 

The Konga affiliate program allows individuals to earn commissions on every sale made through their affiliate links. 

The commission rate varies depending on the product category, and affiliates can earn up to 9% commission on each sale.

20. Amazon Associates

Although Amazon is not based in Nigeria, it offers an affiliate program that is open to individuals worldwide. 

The Amazon Associates program allows affiliates to earn commissions on every sale made through their affiliate links. 

The commission rate varies depending on the product category, and affiliates can earn up to 10% commission on each sale.

Overall, affiliate marketing is a great way to make money online in Nigeria. By joining these platforms, individuals can promote products and earn commissions on every sale made through their affiliate links.

Cryptocurrency Trading Apps

21. Binance

Binance is a popular cryptocurrency trading app that allows users to buy and sell a wide range of digital currencies. 

It has a user-friendly interface and offers advanced trading features like margin trading and futures trading. 

Binance also has a mobile app that allows users to trade on the go. 

The app supports multiple languages and offers 24/7 customer support.

22. By bit

Bybit is another popular cryptocurrency trading app that is available in Nigeria. 

It allows users to buy and sell Bitcoin, Ethereum, and other cryptocurrencies. 

Luno has a simple user interface and offers features like instant buy/sell, price alerts, and mobile trading. 

The app also has a learning portal that provides educational resources on cryptocurrency trading.

23. Coinbase

Coinbase is a well-known cryptocurrency trading app that is available in Nigeria. 

It allows users to buy and sell Bitcoin, Ethereum, Litecoin, and other digital currencies. 

Coinbase has a user-friendly interface and offers features like price alerts, recurring buys, and mobile trading. 

The app also has a learning center that provides educational resources on cryptocurrency trading.

Overall, these cryptocurrency trading apps provide users with a convenient way to trade digital currencies.

However, it is important to note that cryptocurrency trading is a high-risk activity and users should do their research before investing in any digital currencies.

Social Media Influencing

24. Instagram

Instagram is a popular social media platform that has become an essential tool for social media influencers to make money online in Nigeria. 

With over 1 billion monthly active users, Instagram provides a vast audience for influencers to reach out to and engage with.

To become a successful Instagram influencer, one needs to have a large following, quality content, and a strong engagement rate. 

Brands are willing to pay influencers to promote their products or services to their followers. The amount paid depends on the influencer’s following and engagement rate.

25. Twitter

Twitter is another social media platform that is widely used by influencers to make money online in Nigeria. With over 330 million monthly active users, Twitter provides a vast audience for influencers to reach out to and engage with.

To become a successful Twitter influencer, one needs to have a large following, quality content, and a strong engagement rate. Brands are willing to pay influencers to promote their products or services to their followers. The amount paid depends on the influencer’s following and engagement rate.

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